Services

Stay in your home or even sell it for a profit!

With the current home value environment most home owners owe more than their home is worth.  This has created personal challenges where many people are not able to move for new jobs or downsize to reduce their personal expenses.  This is in addition to many issues where personal reductions in income or increases in mortgage rates have forced many owners to foreclosure and/or personal bankruptcy.

In the past the only options were to hope that the lender will take less than is owed for the home through a short sale or take the property back with a deed in lieu.  Another option that has recently come to light is to analyze the mortgage process to evaluate any illegal activity of the home loan process and request that the loan be crammed down to an acceptable value that will allow the mortgage to be reduced to an acceptable price for today’s market.

If you are eligible for a mortgage reduction your options include:
Staying in your home at the reduced costs and getting a new loan.  Our list of lenders may be able to finance your new loan if your income justifies the new payments, regardless of credit.

Selling your home at a profit depending on the new mortgage and the current value in your area.  We can work with you and your real estate agent to provide a bridge loan or, if you are able to find a buyer before closing, transfer the property to the new buyer.

Provide access to investors that may want to purchase your home and provide moving expenses to relocate.  You may want to just walk away and let us worry about finding a buyer.

To evaluate whether you may be eligible for a mortgage reduction, take our Prosperity Community Partners Scorecard to evaluate the possibility that a forensic audit and securitization audit will find irregularities in your mortgage.

If you think that you qualify for this option please contact us as soon as possible to begin the process.  We will send you a list of costs, including the mitigation or litigation process for our team of professionals to work with the lender to reduce your mortgage.

There are many companies that can provide the forensic audit, most at a much higher cost than Prosperity Community Partners.  The major difference between Prosperity Community Partners and other companies is that we provide you with an exit strategy to evaluate your options. 

Don’t wait….your personal financing and road to getting back on track needs immediate help.